Billy

Privacy Policy

Effective Date: October 5, 2026

This Privacy Policy applies to our websites, applications, services, and other offerings that link to this policy (collectively, the “Services”). It explains how The Billy Company (“Billy,” “we,” “our,” or “us”) collects, uses, and protects your personal data. In this Privacy Policy, “Personal Data” means information that identifies or reasonably can be linked to a particular individual. By using our Services, you accept the practices described in this Privacy Policy. This Privacy Policy does not cover the practices of companies we don’t own or control.

Personal Data We Collect

Category of Personal Data

Examples of Personal Data We Collect

Identity and Account Information

Name
Email address
Phone number
Date of birth, to confirm you meet our minimum age

Information You Provide

Messages and conversations with Billy
Files, documents, photos and other material you upload
Feedback and survey responses

Information from Accounts, Apps and Devices You Connect

Email, calendar, reminders and notifications
Files and content on your screen when you let Billy use your device
Information from social media, entertainment and other online accounts you connect

Audio and Call Information

Voice input
Transcripts and summaries of calls and meetings Billy handles for you

Information About Other People

Contacts you import
Information about the people you message, call or meet with through Billy

Financial Account Information

Account, balance and transaction information from financial and brokerage accounts you connect

Credentials and Identifiers

Passwords, payment card numbers and government identification numbers (such as a Social Security number) you make available to Billy to complete tasks for you

Health and Fitness Information

Information from health apps you connect, such as sleep and heart rate data, and inferences drawn from it

Biometric Information

Voiceprints used to recognize your voice, if you turn on voice recognition

Location Information

Precise location of your device

Preferences and Inferences

Facts, preferences and plans Billy learns and remembers about you

Biometric Information

Voiceprints used to recognize your voice, if you turn on voice recognition

Usage and Device Information

How you use the Services and their features
Device identifiers, IP address, browser and operating system
Error and diagnostic logs

Cookies

Session and security cookies

Customer Support Information

Support requests and communications with us

Where We Get Your Data

We collect Personal Data directly from you (when you create an account, use the Services, or contact us), automatically through your use of the Services (including through cookies), from the accounts, apps, devices and services you connect, and from the people you communicate with through the Services.

How We Use Your Data

We use your Personal Data to:

We will not use your Personal Data for materially different or unrelated purposes without providing you notice.

How We Share Your Personal Data

We do not sell your Personal Data or share it for targeted advertising. We share your Personal Data with the following categories of recipients:

We may also de-identify or aggregate Personal Data so it no longer identifies you, and use it to operate, analyze and improve Billy, but not to train or fine-tune AI models.

Cookies and Tracking

We use only the cookies and similar technologies needed to operate the Services, such as keeping you signed in and protecting your account against security threats. If we begin using cookies for analytics or other purposes, we will update this Privacy Policy and ask for your consent where the law requires it.

You can opt out of marketing emails by clicking the “unsubscribe” link in any marketing email or by contacting us at support@billylives.com. We may still send you messages about your account and the Services.

AI and Your Data

Billy is an AI assistant. To respond to you and carry out tasks, we send your Personal Data, including information from the accounts, apps and devices you connect, to third-party AI model providers, including the provider you select and any provider we use by default or as a backup.

We do not use your Personal Data, including your conversations, memories, documents, audio or connected-account data, to train or fine-tune AI models. We may use anonymized data that no longer identifies you to operate, analyze and improve Billy.

Google API Data

We will comply with the Google API Services User Data Policy, including its Limited Use requirements, when using or transferring information received from Google APIs. These requirements also cover information aggregated, anonymized or derived from Google API data and limit any broader use, sharing or human access described elsewhere in this Privacy Policy.

If you connect your Google account, Billy accesses only the Google data you authorize, such as your Gmail messages, Google Calendar events, Google Contacts, Google Tasks, Google Drive files and YouTube activity. We use it only to provide and improve the features you use in Billy, such as reading and drafting email, managing your calendar, and reminding you of commitments and plans. We share it only with the AI model providers and service providers that help deliver those features, and we keep and delete it as described in Data Retention and Deletion. Our staff do not read your Google data unless you ask us to (for example, for support), it is necessary for security, or the law requires it.

Voice Recognition

If you turn on voice recognition, Billy creates a voiceprint from your voice so it can recognize you when you speak. We ask for your separate consent before we create it; accepting our Terms of Service or this Privacy Policy is not that consent. We use your voiceprint only to recognize your voice. We do not sell it, and we disclose it only to service providers that process it on our behalf or where the law requires. Billy does not create voiceprints of other people who speak on your calls or in your meetings. We delete your voiceprint as described in Data Retention and Deletion.

Data Retention and Deletion

We retain Personal Data only for as long as necessary to fulfill the purposes for which it was collected, provide our Services, comply with legal obligations, resolve disputes, and enforce our agreements.

Data Category

Retention Period

Identity and Account Information

Duration of account, plus 30 days after closure

Information You Provide or Connect, and What Billy Remembers

Duration of account, including information from sources you later disconnect; deleted within 30 days after account closure

Audio and Call Information

Audio is not kept after it is processed; transcripts are kept for 30 days

Records of AI Requests and Actions

30 days

Biometric Information

Kept while voice recognition is on; deleted within 30 days after you turn it off, withdraw your consent, ask us to delete it or close your account, or after 24 months in which you do not use Billy, whichever comes first. We also review at least once a year whether we still need each voiceprint, and delete any we no longer need within 45 days

Usage and Device Information

18 months

Customer Service Records

2 years after resolution

Consent Records

5 years after consent given or withdrawn

Biometric Information

Kept while voice recognition is on; deleted within 30 days after you turn it off, withdraw your consent, ask us to delete it or close your account, or after 24 months in which you do not use Billy, whichever comes first. We also review at least once a year whether we still need each voiceprint, and delete any we no longer need within 45 days

Security Logs

Up to 12 months

Aggregated/De-identified Data

Indefinitely

You can delete your account and request deletion of your Personal Data at any time through your account settings or by contacting support@billylives.com. We will process deletion requests in accordance with applicable law, except where retention is permitted or required by applicable law (such as for tax or accounting purposes).

After you close your account, we delete your data as described in this section, except for data we retain for legal, safety, or legitimate business purposes, including limited data to investigate harmful conduct and prevent banned users from creating new accounts.

Data Security

We use commercially reasonable technical and organizational measures designed to protect your Personal Data, such as encryption, access controls, network security measures, and confidentiality obligations. Authorized personnel may access your Personal Data when needed to operate, secure and support the Services, to investigate misuse, or to comply with the law. We require our service providers who handle your data to maintain appropriate security measures.

In the event of a data breach affecting your Personal Data, we will notify you as required by applicable law. For security incidents or to report vulnerabilities, contact us at support@billylives.com.

You can help protect your data by:

Children’s Privacy

Our Services are not intended for children under 18 years of age. We do not knowingly collect Personal Data from children under 18. If you are a parent or guardian and believe your child has provided us with Personal Data, please contact us at support@billylives.com so we can delete that information. If we learn that we have collected Personal Data from a child under 18, we will take steps to delete that information promptly.

Your Privacy Rights

Depending on where you live, you may have certain rights regarding your Personal Data. The table below summarizes these rights and how to exercise them:

Your Right

How to Exercise It

Access or Know
Right to confirm whether we process your Personal Data and to receive a copy of it

You can access some data directly by logging into your account. For a complete copy, email support@billylives.com.

Correction or Rectification
Right to correct inaccurate or incomplete Personal Data

You can update most data directly in your account settings. For other corrections, contact us at support@billylives.com.

Deletion or Erasure
Right to request deletion of your Personal Data

You can delete some data in your account settings. To close your account and request full deletion, visit your account settings or contact support@billylives.com.

Portability
Right to receive your data in a structured, commonly used format

Email support@billylives.com to receive a portable copy of your data.

Restrict or Object
Right to object to or restrict certain processing

Contact us at support@billylives.com to object to specific processing activities described in this Privacy Policy.

Withdraw Consent
Right to withdraw consent previously given

Turn off a data source or disconnect an account in your settings, adjust your device permissions, or contact us at support@billylives.com. Withdrawal does not affect prior lawful processing.

Non-Discrimination
Right not to be discriminated against for exercising your rights

We will not deny you services, charge different prices, or provide different quality for exercising your privacy rights.

U.S. State Privacy Rights

If you are a resident of a U.S. state with comprehensive privacy legislation (including California, Colorado, Connecticut, Nevada, Virginia, and others), you may have additional rights regarding your Personal Data. Please review our U.S. State Privacy Notice for details on these rights, the categories of personal information we collect, and how to exercise your rights. If you live in Washington or Nevada, our Consumer Health Data Privacy Policy explains how we collect, use and share consumer health data.

International Users

The Services are operated in the United States and intended for users there. If you use the Services from outside the United States, your Personal Data will be transferred to, stored and processed in the United States.

How to Exercise Your Rights

To exercise any of your privacy rights, you may email support@billylives.com. We will verify your identity before fulfilling your request and respond within the timeframes required by applicable law.

Changes to This Policy

We may update this Privacy Policy from time to time and will notify you of material changes by posting a notice on billylives.com or sending you an email. Your continued use of the Services after changes are posted means you accept the updated Privacy Policy.

Contact Us

If you have any questions about this Privacy Policy or how we handle your data, contact us at support@billylives.com.